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Open the Right US Business Bank Account

Answer 5 quick questions and we instantly match you to the best bank for your business — Wise, Mercury, Payoneer, Revolut, Shopify Payments, or WorldFirst.

🇺🇸US LLC
🇬🇧UK LTD
🏢Both
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6 banks analyzed
Instant matching
$0 to find out
Expert guidance included

What type of company do you have?

We match banks based on your company structure.

Our Service

We Do It For You

DIY Guide

$0

Self-service with our guide

  • Bank comparison quiz
  • Step-by-step written guide
  • Direct links to apply
Most Popular

Assisted Setup

$99

We guide you through it

  • Everything in DIY
  • Expert support during application
  • Document review before submitting
  • Follow-up until account is open
Get Assisted Setup

Done For You

$199

We handle everything

  • Everything in Assisted
  • We submit on your behalf where possible
  • Second bank option if first rejected
  • Dedicated account manager
  • Approval or full refund guarantee
Get Done-For-You

The 6 Banks

Know Your Options

Each bank has different strengths. Our quiz matches you to the right one.

🇺🇸 US LLC Banks

🌍

Wise Business

Best for international payments & multi-currency

  • 50+ currencies in one account
  • Real exchange rate — no markup
  • Debit card included
  • No minimum balance

Best for: International businesses, freelancers, agencies

🚀

Mercury

Best US bank for startups & tech companies

  • No monthly fees
  • API & integrations
  • Virtual & physical cards
  • Built for tech startups

Best for: SaaS, tech startups, e-commerce, Amazon sellers

💳

Payoneer

Best for freelancers, agencies & global payouts

  • Accept payments from 200+ countries
  • No EIN required to open
  • Withdraw in local currency
  • Amazon, Upwork, Fiverr payouts

Best for: Freelancers, agencies, Amazon/marketplace sellers

Revolut Business

Best all-in-one fintech for modern businesses

  • 25+ currencies
  • Expense management & team cards
  • FX at real exchange rate
  • Fast online opening

Best for: Growing businesses, European market, teams

🛒

Shopify Payments

Best if you sell on Shopify — zero transaction fees

  • Zero Shopify transaction fees
  • Instant payouts to Shopify Balance
  • Built into Shopify dashboard
  • Chargeback protection

Best for: Shopify store owners, e-commerce, dropshipping

🌐

WorldFirst

Best for high-volume international trade & Amazon

  • Amazon seller central integration
  • Excellent exchange rates
  • Multi-currency receiving accounts
  • Great for Asian businesses

Best for: Amazon sellers, importers/exporters, Asian businesses

🇬🇧 UK LTD Banks

🌍

Wise Business

Best for international payments & multi-currency

  • 50+ currencies in one account
  • Real exchange rate — no markup
  • Debit card included
  • No minimum balance

Best for: International businesses, freelancers, agencies

💳

Payoneer

Best for freelancers, agencies & global payouts

  • Accept payments from 200+ countries
  • No EIN required to open
  • Withdraw in local currency
  • Amazon, Upwork, Fiverr payouts

Best for: Freelancers, agencies, Amazon/marketplace sellers

Revolut Business

Best all-in-one fintech for modern businesses

  • 25+ currencies
  • Expense management & team cards
  • FX at real exchange rate
  • Fast online opening

Best for: Growing businesses, European market, teams

🌐

WorldFirst

Best for high-volume international trade & Amazon

  • Amazon seller central integration
  • Excellent exchange rates
  • Multi-currency receiving accounts
  • Great for Asian businesses

Best for: Amazon sellers, importers/exporters, Asian businesses

🏦

Tide Business

Best UK digital bank for small businesses & LTDs

  • Free UK business account
  • Instant company registration
  • Expense categories & receipts
  • Invoicing built-in

Best for: UK LTD owners, small businesses, sole traders

Starling Business

Award-winning UK business bank with no monthly fee

  • No monthly fees
  • FSCS protected up to £85,000
  • Instant notifications & insights
  • Integrates with Xero & QuickBooks

Best for: UK LTD companies, professional services, retail

FAQ

Common Questions

Do I need an EIN to open a US bank account?

Most US banks (Mercury, Relay) require an EIN. Wise and Payoneer can often be opened without one. We guide you through exactly what you need.

Can I open a US bank account if I live outside the US?

Yes — that's exactly what we specialize in. Most of our clients are non-US residents opening accounts remotely.

Which bank is best for receiving Shopify payments?

Mercury or Wise for general use. If you use Shopify, Shopify Payments + Shopify Balance is the smoothest integration.

How long does it take to open a bank account?

Wise: 1–3 days. Payoneer: 1–5 days. Mercury: 3–7 days. Revolut Business: 1–3 days. WorldFirst: 3–7 days.

What if my application is rejected?

With our Done-For-You plan, we try a second provider at no extra cost. Most rejections are due to missing or incorrect documents — we prevent this.

Find Your Best Bank Match Now

Free quiz, instant results. No email required.